In 2022, a drought in the Horn of Africa devastated crops. Insurance payouts? Delayed by months — and often never arrived.
Imagine watching your livelihood vanish, and the safety net you paid into fails when you need it most.
That’s the hard truth of climate risk in many parts of the world — not just due to extreme weather, but because traditional insurance systems aren’t built for speed, scale, or equity.
This is where decentralized finance opens new ground.
At Demeter Finance (DemFi), we’re building decentralized insurance and reinsurance models that use smart contracts for rapid payouts, without intermediaries.
🌍 That means a farmer in Kenya and a business in Florida can both receive near-instant climate coverage when disaster strikes.
💡 Investors in DemFi aren’t just seeking returns — they share a mission, actively contributing to the resilience of climate-vulnerable communities.
Every stake in our protocol fuels a transparent, smart-contract-governed pool that helps people rebound faster and build forward stronger.
In a world where climate risk is everywhere, impactful investment must be too.
