The weather looks fine!
This phrase should never be the last line of defense on a job site. Yet day after day, outdoor workers…
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Reshaping climate insurance
In 1945, economist F.A. Hayek warned that central planners could never match the wisdom of local actors. What if that…
Read MoreSustainability isn’t a bureaucratic slogan
In 2017, Apple eliminated plastic packaging from its iPhone — not to satisfy regulators or virtue signal, but because the…
Read MoreInaction has never been an option. Human action shapes the future.
In Human Action, Ludwig von Mises teaches us a timeless truth: “Every decision we make under uncertainty creates the economy…
Read MoreBlockchain and smart contracts allow inmediate payouts of climate claims
In 2022, a drought in the Horn of Africa devastated crops. Insurance payouts? Delayed by months — and often never…
Read MoreWhy did Porsche test its prototypes on a rainy day?
In 1971, Porsche tested its race car prototype on a rainy Nürburgring track—not for speed, but to learn how it…
Read MoreClimate forecasts and variable insurance Premium
In a world of real-time satellites, predictive algorithms, and hyperlocal climate forecasts, why aren’t insurance premiums dynamic? Most traditional insurance…
Read MoreWhy Weather Matters on Clay Courts
☁️ Humidity & Rain• Slows down the game• Favoring baseline players• Match interruptions 🔥 Heat & Sunshine• Faster conditions• Higher…
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